Prog Holdings Stock Analysis

PRG Stock  USD 33.98  0.19  0.56%   
Below is the normalized historical share price chart for PROG Holdings extending back to November 05, 1984. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of PROG Holdings stands at 33.98, as last reported on the 6th of February, with the highest price reaching 34.52 and the lowest price hitting 33.08 during the day.
IPO Date
7th of September 1984
200 Day MA
30.6448
50 Day MA
30.8478
Beta
1.729
 
Black Monday
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
 
Interest Hikes
PROG Holdings holds a debt-to-equity ratio of 1.082. At this time, PROG Holdings' Short and Long Term Debt is most likely to decrease significantly in the upcoming years. The PROG Holdings' current Debt To Equity is estimated to increase to 1.22, while Long Term Debt is projected to decrease to roughly 475.1 M. PROG Holdings' financial risk is the risk to PROG Holdings stockholders that is caused by an increase in debt.

Asset vs Debt

Equity vs Debt

PROG Holdings' liquidity is one of the most fundamental aspects of both its future profitability and its ability to meet different types of ongoing financial obligations. PROG Holdings' cash, liquid assets, total liabilities, and shareholder equity can be utilized to evaluate how much leverage the Company is using to sustain its current operations. For traders, higher-leverage indicators usually imply a higher risk to shareholders. In addition, it helps PROG Stock's retail investors understand whether an upcoming fall or rise in the market will negatively affect PROG Holdings' stakeholders.
For many companies, including PROG Holdings, marketable securities, inventories, and receivables are the most common assets that could be converted to cash. However, for PROG Holdings, the most critical issue when managing liquidity is ensuring that current assets are properly aligned with current liabilities. If they are not, PROG Holdings' management will need to obtain alternative financing to ensure there are always enough cash equivalents on the balance sheet to meet obligations.
Price Book
1.8358
Enterprise Value Ebitda
0.8525
Price Sales
0.533
Shares Float
38.4 M
Dividend Share
0.51
At this time, PROG Holdings' Stock Based Compensation To Revenue is most likely to increase slightly in the upcoming years. . At this time, PROG Holdings' Price Earnings To Growth Ratio is most likely to increase slightly in the upcoming years. The PROG Holdings' current Price To Operating Cash Flows Ratio is estimated to increase to 12.28, while Price Earnings Ratio is projected to decrease to 9.97.
PROG Holdings is undervalued with Real Value of 39.39 and Target Price of 41.0. The main objective of PROG Holdings stock analysis is to determine its intrinsic value, which is an estimate of what PROG Holdings is worth, separate from its market price. There are two main types of PROG Holdings' stock analysis: fundamental analysis and technical analysis.
The PROG Holdings stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and PROG Holdings' ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PROG Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in inflation.
For more detail on how to invest in PROG Stock please use our How to Invest in PROG Holdings guide.

PROG Stock Analysis Notes

About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.84. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PROG Holdings has Price/Earnings To Growth (PEG) ratio of 0.31. The entity last dividend was issued on the 18th of November 2025. The firm had 1179:1000 split on the 1st of December 2020. PROG Holdings, Inc. operates as an omnichannel provider of lease-purchase solutions to underserved and credit-challenged customers. PROG Holdings, Inc. was founded in 1955 and is based in Draper, Utah. Prog Hldgs operates under Rental Leasing Services classification in the United States and is traded on New York Stock Exchange. It employs 2023 people. To find out more about PROG Holdings contact Steven Michaels at 385 351 1369 or learn more at https://progholdings.com.

PROG Holdings Quarterly Total Revenue

595.11 Million

PROG Holdings Investment Alerts

PROG Holdings has a poor financial position based on the latest SEC disclosures
Over 98.0% of the company shares are owned by institutional investors
Latest headline from simplywall.st: A Look At Global Ship Lease Valuation As Value Rating And Low PB Draw Fresh Attention

PROG Largest EPS Surprises

Earnings surprises can significantly impact PROG Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2001-08-02
2001-06-300.080.07-0.0112 
2001-02-22
2000-12-310.10.09-0.0110 
2000-04-24
2000-03-310.10.110.0110 
View All Earnings Estimates

PROG Holdings Environmental, Social, and Governance (ESG) Scores

PROG Holdings' ESG score is a quantitative measure that evaluates PROG Holdings' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of PROG Holdings' operations that may have significant financial implications and affect PROG Holdings' stock price as well as guide investors towards more socially responsible investments.

PROG Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Charles Schwab Investment Management Inc2025-06-30
750.4 K
Ameriprise Financial Inc2025-06-30
747.7 K
Vulcan Value Partners, Llc2025-06-30
678.5 K
Palisade Capital Management Llc2025-06-30
631.7 K
Wellington Management Company Llp2025-06-30
631.4 K
Northern Trust Corp2025-06-30
520.9 K
Arrowstreet Capital Limited Partnership2025-06-30
468.6 K
Amvescap Plc.9025-06-30
456.1 K
Jpmorgan Chase & Co2025-06-30
451.6 K
Blackrock Inc2025-06-30
6.1 M
Vanguard Group Inc2025-06-30
4.9 M
Note, although PROG Holdings' institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

PROG Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.34 B.

PROG Profitablity

The company has Net Profit Margin of 0.07 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.16 %, which entails that for every 100 dollars of revenue, it generated $0.16 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.17  0.16 
Return On Capital Employed 0.13  0.11 
Return On Assets 0.13  0.12 
Return On Equity 0.27  0.29 

Management Efficiency

PROG Holdings has Return on Asset of 0.1676 % which means that on every $100 spent on assets, it made $0.1676 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.2456 %, implying that it generated $0.2456 on every 100 dollars invested. PROG Holdings' management efficiency ratios could be used to measure how well PROG Holdings manages its routine affairs as well as how well it operates its assets and liabilities. The PROG Holdings' current Return On Equity is estimated to increase to 0.29, while Return On Tangible Assets are projected to decrease to 0.16. At this time, PROG Holdings' Intangible Assets are most likely to increase significantly in the upcoming years. The PROG Holdings' current Fixed Asset Turnover is estimated to increase to 91.37, while Non Currrent Assets Other are projected to decrease to roughly 7.1 M.
Last ReportedProjected for Next Year
Book Value Per Share 13.74  6.96 
Tangible Book Value Per Share 5.93  4.26 
Enterprise Value Over EBITDA 1.47  1.39 
Price Book Value Ratio 3.18  4.17 
Enterprise Value Multiple 1.47  1.39 
Price Fair Value 3.18  4.17 
Enterprise Value3.1 B3.2 B
The strategic initiatives led by PROG Holdings' management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Dividend Yield
0.0156
Operating Margin
0.1589
Profit Margin
0.0654
Forward Dividend Yield
0.0159
Beta
1.729

Technical Drivers

As of the 6th of February, PROG Holdings holds the semi deviation of 1.35, and Risk Adjusted Performance of 0.1108. In connection with fundamental indicators, the technical analysis model allows you to check available technical drivers of PROG Holdings, as well as the relationship between them. Please check PROG Holdings variance, value at risk, as well as the relationship between the Value At Risk and skewness to decide if PROG Holdings is priced favorably, providing market reflects its current price of 33.98 per share. Given that PROG Holdings has jensen alpha of 0.2157, we recommend you to check out PROG Holdings's recent market performance to make sure the company can sustain itself next year.

PROG Holdings Price Movement Analysis

The output start index for this execution was fourty-nine with a total number of output elements of twelve. The Moving Average is predictive technique used to analyze PROG Holdings price data points by creating a series of averages of different subsets of PROG Holdings entire price series.

PROG Holdings Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PROG Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on PROG Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PROG Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

PROG Holdings Outstanding Bonds

PROG Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PROG Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PROG bonds can be classified according to their maturity, which is the date when PROG Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

PROG Holdings Predictive Daily Indicators

PROG Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PROG Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

PROG Holdings Corporate Filings

8K
2nd of January 2026
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
2nd of December 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
7th of November 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
22nd of October 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
7th of August 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
23rd of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
25th of June 2025
Other Reports
ViewVerify
F4
14th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify

PROG Holdings Forecast Models

PROG Holdings' time-series forecasting models are one of many PROG Holdings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary PROG Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

PROG Holdings Bond Ratings

PROG Holdings financial ratings play a critical role in determining how much PROG Holdings have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for PROG Holdings' borrowing costs.
Piotroski F Score
4
PoorView
Beneish M Score
(7.15)
Unlikely ManipulatorView

PROG Holdings Debt to Cash Allocation

Many companies such as PROG Holdings, eventually find out that there is only so much market out there to be conquered, and adding the next product or service is only half as profitable per unit as their current endeavors. Eventually, the company will reach a point where cash flows are strong, and extra cash is available but not fully utilized. In this case, the company may start buying back its stock from the public or issue more dividends.
PROG Holdings has 655.06 M in debt with debt to equity (D/E) ratio of 1.08, which is OK given its current industry classification. PROG Holdings has a current ratio of 3.25, demonstrating that it is liquid and is capable to disburse its financial commitments when the payables are due. That said, strategic use of leverage may enable PROG to fund expansion initiatives and generate superior returns.

PROG Holdings Total Assets Over Time

PROG Holdings Assets Financed by Debt

The debt-to-assets ratio shows the degree to which PROG Holdings uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

PROG Holdings Debt Ratio

    
  25.0   
It seems as most of the PROG Holdings' assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the PROG Holdings' operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of PROG Holdings, which in turn will lower the firm's financial flexibility.

PROG Holdings Corporate Bonds Issued

Most PROG bonds can be classified according to their maturity, which is the date when PROG Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

PROG Short Long Term Debt Total

Short Long Term Debt Total

790.98 Million

At this time, PROG Holdings' Short and Long Term Debt Total is most likely to increase significantly in the upcoming years.

About PROG Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how PROG Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling PROG shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as PROG Holdings. By using and applying PROG Stock analysis, traders can create a robust methodology for identifying PROG entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.06  0.06 
Operating Profit Margin 0.07  0.07 
Net Profit Margin 0.07  0.04 
Gross Profit Margin 0.40  0.38 

Current PROG Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. PROG analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. PROG analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceConsensus# of Analysts
41.0Strong Buy7Odds
PROG Holdings current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most PROG analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand PROG stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of PROG Holdings, talking to its executives and customers, or listening to PROG conference calls.
PROG Analyst Advice Details

PROG Stock Analysis Indicators

PROG Holdings stock analysis indicators help investors evaluate how PROG Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading PROG Holdings shares will generate the highest return on investment. By understating and applying PROG Holdings stock analysis, traders can identify PROG Holdings position entry and exit signals to maximize returns.
Begin Period Cash Flow155.4 M
Long Term Debt596.8 M
Common Stock Shares Outstanding43.5 M
Total Stockholder Equity650.3 M
Total Cashflows From Investing Activities-79.2 M
Tax Provision-33.6 M
Quarterly Earnings Growth Y O Y-0.577
Property Plant And Equipment Net25.5 M
Cash And Short Term Investments95.7 M
Cash95.7 M
Accounts Payable13.1 M
Net Debt559.4 M
50 Day M A30.8478
Total Current Liabilities180.9 M
Other Operating Expenses2.3 B
Non Current Assets Total438.9 M
Forward Price Earnings51.2821
Non Currrent Assets Other6.5 M
Stock Based Compensation29.2 M

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When running PROG Holdings' price analysis, check to measure PROG Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy PROG Holdings is operating at the current time. Most of PROG Holdings' value examination focuses on studying past and present price action to predict the probability of PROG Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move PROG Holdings' price. Additionally, you may evaluate how the addition of PROG Holdings to your portfolios can decrease your overall portfolio volatility.
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